Many Egyptian banks operating in the banking sector offer a number of discounts and reliefs presented in savings and loan containers that are commensurate with the needs of the clients.
We follow the details of the certificates with the highest yield in the banks as follows:
QNB Bank Allahi:
1- The minimum age is 21 years.
2- Available only in Egyptian pounds.
3- The minimum amount for issuing the certificate is 1000 EGP (except the 4-year certificate with monthly return and the minimum amount is 25 million EGP).
4- The client must have a current or savings account in the bank, or an interest checking account.
Advantages of certification:
1- Ability to add interest to your current or savings account on QNB AlAhli according to your choice or current interest rate.
2- Return periods every month, whether quarterly or semi-annually, depending on the certificate period and your choice.
3- Opportunity to reinvest the return in order to pay loan installments, insurance premiums or add a savings book.
4- Opportunity to obtain credit facilities, by guaranteeing the certificate.
5- Calculation of the interest from the next day until the date of issue.
6- There is no maximum limit on the value of the certificate or the number of certificates that can be issued.
7- The value of the certificate can be returned after the expiration of the first 6 months from the date of issue at any time, based on the schedule for redemption of the declared certificates.
8- Benefit from a constant return to competition throughout the entire term of the certificate.
9- It is possible to easily withdraw the added refund to your account 24 hours a day, 7 days a week, through direct debit cards of QNB AlAhli Visa.
10 – The quarterly yield is 12.25%.
Bank of Alexandria:
The bank offers Alex Star fixed return certification through a long-term investment plan, with a choice between monthly or quarterly fixed returns.
1- The monthly return reaches 12.5%, and the quarterly return is 12.75%.
2- Certificate value: up to 1000, 5000 or 10 thousand pounds and its multipliers.
3- The duration of the certificate is up to 3 or 5 years.
4- The certificate is available in Egyptian pounds, euros and US dollars.
Bank of Egypt:
Banque Misr offers the Summit Certificate with the following features:
The certificate for the summit is issued only to natural persons, and the mandate of the certificate reaches 3 years.
1- The rate of return of the top certificate is determined during the period of the certificate and is paid every month.
2- It is possible to borrow against the guarantee of the certificate.
3- The minimum purchase amount for the certificate is 1000 EGP and its multipliers.
4- It is possible to recover the value of the certificate or its part according to the rules for redemption of the certificate.
5- Quarterly income reaches 12.25%.
National Bank of Egypt:
AlAhli Bank provides the Platinum Certificate with the following features and details:
1- The duration of the certificate is 3 years.
2- The minimum purchase amount for the certificate is фу 1000 and its multipliers.
3- The interest rate reaches 12.25% quarterly.
4- The rate of return is 12% per month, which is fixed during the entire period of the certificate and is calculated from the next working day until the day of purchase.