Are you negative and need credit in the market? Know that Pan bank – former PanAmerican – offers a payroll credit card without credit protection consultation SPC and Serasa. The service is intended for retirees and retirees INSS.
In this mode, the cardholder will automatically deduct the invoice amount from the due date, as the option is directly linked to the account. One of the benefits of the product is the exemption from annuity fees.
Among other benefits of the Banco Pan card, we can point out:
- Lower interest rates than conventional cards;
- The limit available can reach up to 2 x the value of the client's benefit;
- Visa Flag;
- Free annuity fees;
- Without consultation with the SOC and Serasa;
- Option to withdraw cash from credit limit or convert cash from account value.
How to order?
To access the service, interested parties must apply for the card directly at bank website. It is necessary to fill in a form with the client's basic personal information. The application is then reviewed and subsequently notified of the approval or rejection of the application.
With the proposal accepted, the next step is to wait for the card to be sent to the address listed during registration. To issue the first copy, the client must pay $ 15. In case of theft, loss or upon client's request, a fee will be charged for resend.
Unlocking the card for use is done by contacting the Financial Institution's Call Center on 0800 776 8000. Hence, you can request a duplicate or increase the credit limit.
Invoice tracking, payment, invoice generation, among other functions, can be done with an application, available for Android or iOs, or through direct consultation on the Bank Pan website on the tab Pan-web banking.
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Other Pan Bank products
In addition to retirees and retirees, the company also offers other credit plans, such as zero annuity, primary, gold, platinum and International. In some of these cases, there are consultations with credit protection agencies as well as payment of annuity fees.
To find out more about the products and services offered, visit website of the institution.